Archive for January, 2010
I Looove This Book!! : Fallen by Lauren Kate
Jan 28th
I just wanted to quickly proclaim by love for the novel “Fallen” by Lauren Kate (follow her on twitter @LaurenKateBooks). I am aching for “Torment” to come out this Autumn. The story is intense and heartfelt. Those of you that read Twilight and loved it, will love this novel a hundred times more!! I have a copy if anyone wants to borrow it
I can’t believe I’m going to say this but:
Daniel Grigori > Edward Cullen
Do Not Eat Here! Nance’s Restaurant, Murrells Inlet SC
Jan 27th

My relatives came into town and with them visiting from up North, they requested that we venture to a seafood restaurant. I recommended any of the restaurants along the marsh walk in Murrells Inlet. My grandfather ended up choosing Nance’s over the numerous other choice and I am so unhappy that he did; as are the rest of my family.
Nance’s Restaurant is nice enough looking from the outside. The parking lot is a bit hazardous without any distinctive parking spots, but luckily for us we are currently in the slow season of the year, so we could park wherever we wanted. As soon as we entered the restaurant I was disappointed in the atmosphere. There was a strong fish odor in the air (to be expected somewhat, but it was more of a sour scent), the lights were very dim and everything looked very old fashioned and in need of a renovation.
We were seated at a back table next to a large area with no lights at all. It made it very difficult for us to read the menu. The menu itself is very limited, especially if you have family members that do not enjoy fish. The prices range from approx. $10 for hamburger to $40 for a seafood mix of oysters, clams, shrimp, etc. Our table of 7 ordered an array of wings, oysters, clams, hamburgers, scallops, fish and steak; we essentially tried everything on the menu. The complimentary hush puppies were very tasty, however they do not provide you with any plates to eat them on! Not to mention, although you are paying upwards of $20 per person to eat there, the restaurant does not provide you with fabric napkins. In fact, they don’t provide you with napkins at all but rather loose rolls of paper towels scattered on the table. In addition to not providing plates or napkins, there are holes in the tables that are set to hold buckets for oyster shells; we never had buckets put into place for us until we had finished eating the oysters! Our waitress Stephanie A. was friendly enough I suppose, however we didn’t appreciate her casual tossing of silverware in our direction when she approached our table; there were knives in those little paper wrapped pockets!
The oysters were pretty good quality and got the job done, however our other appetizer of hot wings were terrible. The wings had little to no flavor and were cold in the center. They had a horrible texture as if they had been sitting in a freezer for far too long. Each one of our party members received their meals at separate times and it was a good five minutes before I was able to begin enjoying my food with the rest of the family. The New York Strip that my sister ordered was cold and I quote “tasted as if it had been dropped in a barrel of soot and charcoal”. My mother ordered scallops which were ice cold in the center and she had to send the dish back to the kitchen to finish sauteing them. She received her new hot scallops a few minutes later, however they had simply been microwaved! A few of our orders had been wrong (example: we ordered baked potatoes and received french fries. This isn’t a big deal, but its just the fact that they got the orders WRONG). The hamburgers were extremely small, overcooked and bland. My father specifically asked the waitress if his burger could be cooked “rare” and she said that it was against the law in SC; which after a little research on my iPhone, I’ve found that this law hasn’t been in effect years. I thought it was interesting how we were able to consume as many raw oysters as we requested, even though one in however many is fatal, but we couldn’t have our burgers cooked medium rare. Our person conclusion? Based on taste, texture and temperature, the burgers are precooked and pattied and therefore cannot be cooked to order. In addition to our uncooperative waitress, we had a clear view of the food preparation area, which luckily for us we had just finished eating, when we witnessed an employee wipe his nose and start arranging a customer’s food on a plate. Its extremely unsanitary and uncalled for!!!
In regards to the senior discount that is offered at most if not ALL restaurants in the area, Nance’s has found a way to almost get out of it. It specifically says in the menu (which I’m glad they pointed out) that you will only be offered the discount on the cost of your entree rather than the entire bill like at most other restaurants. I understand that it was pointed out in the menu, but that doesn’t mean that it is right. I can think of plenty of other restaurants that aren’t classified as “fine dining” that offer greater benefits than that as well as a much better experience!
Our bill came to be about $200 which wouldn’t have been too bad if we had enjoyed our meal. I’ve been to most of the restaurants along the marsh walk in Murrells Inlet and this by far is the worst restaurant I’ve been to! There were 7 of us in the party so of course we got stuck with the 18% gratuity rate which upset us all because our service and food was especially horrible. I wanted to make a few comments prior to paying the bill, but my relatives tried to be polite and I decided that I was going to use technology to my advantage when I returned home. The dinner at Nance’s restaurant ruined the experience with my family tonight because we were all so focused on how horrible of a time we were having. I have every intention of posting this review not only on my blog, but on google review, twitter and any other location that will allow it. I am also planning on sending a copy of this to the owner of the restaurant in hopes that he/she can correct the flaws and keep his customers happy year round. I will never recommend this restaurant to any local or visitor alike and I will NEVER return to try the food again.
Here is the contact information for Nance’s :
Nance’s Creek Front Restaurant
PO BOX 44
Murrells Inlet, SC 29576
(843) 651-2696
Adam Lane, Assistant Manager
Seaside Orthopedics – Ocean Isle, NC
Jan 6th
If you ever have to visit an Orthopedic Doctor, I recommend that you stay as far away from Seaside Orthopedics as possible. They have an office in Ocean Isle, NC and North Myrtle Beach, SC.
So here’s the back story:
Yesterday, we went outside to simply move the horses into another pasture around feeding time. Somehow, our biggest horse Oscar, got excited and kicked backwards. My Mom was standing just close enough that his feet clipped her arm. I took her to the hospital and she has a fracture in her arm (ulna to be exact). They created a make shift cast and sent us on our way with a referral to see Dr. Young, an orthopedic specialist.
So today began:
I called Dr. Young’s office at about 9:00 a.m. and told them I needed to make an appointment for my mother to get a cast for her arm. They asked if we could get there by 10:45 a.m. and they could squeeze her in. I thought that was fantastic and that we could get her taken care of today instead of sometime next week. Little did I know that their office was in Ocean Isle, NC so I had a 40 minute drive to get to their office (even though they have an office in North Myrtle!).
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Get Out Of Debt: Steps to Change
Jan 5th
Getting out of debt is not only making payments. In order to stay out of serious debt, you must change your mentality on spending and learn how to manage your debt behavior.
Take it slow.
Its impossible for you to make all the changes you want to at one time. If you try to take them all on at once, you are bound to fall back into old habits discouraged. Paying off debts is not an instant fix; its a lengthy process towards a new financially stable. Take a few weeks to monitor your spending to find where your habits lie. Take another few weeks to try and curb your spending and form a budget that will benefit your lifestyle. Once everything is in check, then you can take all of your new found knowledge to begin your debt busting regimen.
Don’t forget to be realistic in your thinking.
Short term goals are extremely beneficial. Once you accomplish these you will have new found confidence in yourself and you will push yourself even harder to accomplish your long term goal of paying off all of your debts. Stop accruing debt first and then begin paying it down. Depending on the extent of your debt situation, it could take a few years to be debt free. Reward yourself every time you achieve one of your goals so that you can encourage yourself to continue. How happy will you be when you can open your credit card statements without a shock, or you can answer the phone without wondering who is on the other end of the 800 #?
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Get Out of Debt: Wants Vs. Needs
Jan 5th
Discretionary Spending is key to eliminating debt.
*Wants* Anything that you would like to have to increase your quality of life, but you could survive without. Jewelery. Nights Out On The Town. Makeup. Video Games. ETC.
VS.
*Needs* Anything required in order for you to survive. Food. Water. Shelter. Clothing. ETC.
Always set realistic goals for yourself. By setting easier goals for you to accomplish at first, you will keep yourself from becoming discouraged. For example, if you have a habit for purchasing clothes a little too often, cut back to buying one article of clothing each week and work yourself up until you only buy one piece of clothing per month.
Based on past trends in spending, food seems to consume most families income. It’s the same old story: You spend quite amount of money stocking your refrigerator with healthy delicious foods. After a late night at work, you are too tired to cook anything and decide to just pick something up for dinner.
Did you know that the average family of four can spend up to $50 on just one meal at a fast food restaurant?
So although food is a NEED, eating out and spending a weeks worth of groceries on one meal is not necessary. So the next time you plan to stop and pick some chow for the family at McD’s, ask yourself if making an extra payment on your car note or a cheeseburger is more important to you!
Get Out Of Debt: Let’s Get Started
Jan 4th
I NEED HELP.
I’m in debt.
I want to get out of debt.
I’m going to make the changes necessary to get out of debt.
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Question: If you make approximately $40K a year, what is a reasonable amount of debt for you to have each month?
Answer: You should spend no more than 30% of your take home income each month on housing (rent or mortgage). Additional debts (i.e. credit cards, car payments, etc) should only account for, at maximum, 10% of of your take home income. Using the $40K example above, that means that you should spend no more than $990/mth (approx.) on housing and $330(approx.) on additional debts.
The 4 Things You Need To Do To Get Out Of Debt:
* Pay Attention -> Look at your income and monitor every expense. Before you swipe your debit card, contemplate if the purchase is a WANT or a NEED. If it is a NEED, is it possible to get the purchase somewhere else at a better price? Do you really need the high quality version at this time?
Simple Trick: Pay for as much as you can by personal check. Paying by check allows you to have exact records of everything you purchased so that you may look back and see exactly what you spent most of your money on.
Get Out Of Debt: The Beginning
Jan 4th
I don’t like the term ‘new year’s resolution’. If there is something you want to accomplish, it is something that you should be working on every day, not just at the beginning of a year. If you keep the resolution mentality then you will most likely fall off the band wagon after a few months if not sooner.
In an effort to help change my lifestyle and assist many others who have the same goals for this year, I’m going to begin a series on getting out of and/or drastically reducing debt. ?Based on the information that I will be researching through books, mentors and counselors, I am going to discuss the information here on my blog. I would love active participation from my readers!
Whether you are in debt or not, please stick around and get advice or even give advice to those who need it.
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“I consider myself out of debt when…?”
First off, Congratulations in accepting the fact that you have a debt problem and you wan’t to overcome it!
I will consider myself out of debt once the only payments I owe are for “good” debts. I consider mortgage payments, car payments and/or insurance as good debts. What does being debt free mean to you? Will it be when you only have “good” debts to pay? When you don’t know anything to anyone? Defining this question starts building a great foundation for your debt free journey.
Before you begin you also need to consider and identify the reasons you got into debt in the first place. Is it due to you living beyond your means? Is it due to a job layoff, a divorce or a time of emotional distress? By identifying the reasons you are in the place you are today, you can do your best to prevent the situation from reoccurring. I am in the situations I am today because I was living beyond my means, I was infatuated with material possessions and my addiction overtook my wallet.
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